R29: Corporate Customer Advises Not Authorized
A business receiver says it never authorized the debit.
| Code | R29 |
|---|---|
| Official reason | Corporate Customer Advises Not Authorized |
| Applies to | Debit entries |
| Return deadline | 2 banking days |
What R29 means
The corporate equivalent of R10: a business account holder told its bank that a debit against its account was not authorized. The window is much shorter than the consumer equivalent — two banking days rather than sixty.
What to do next
Debit-side only. Produce the authorization agreement or stop debiting that business.
Can this happen on a file from this generator?
No. This generator writes ACH credits only — money leaving your account — and R29describes a debit being pulled from someone else's account. If you received R29, it came from a debit originated elsewhere. See supported formats for what the generator does and does not produce.
Other return codes
R01, R02, R03, R04, R06, R07, R08, R09, R10, R11, R16, R17, R20, R23. The full list includes every code from R01 to R33.