R08: Payment Stopped
The receiver placed a stop payment order on the entry.
| Code | R08 |
|---|---|
| Official reason | Payment Stopped |
| Applies to | Debit entries |
| Return deadline | 2 banking days |
What R08 means
The receiver instructed their bank to stop a specific debit before it posted. Unlike R07, the authorization itself may still stand — this is a stop on one payment, not a revocation of the arrangement.
What to do next
Debit-side only. Contact the receiver before re-presenting; a stop payment usually signals a dispute you want to resolve off the ACH network.
Can this happen on a file from this generator?
No. This generator writes ACH credits only — money leaving your account — and R08describes a debit being pulled from someone else's account. If you received R08, it came from a debit originated elsewhere. See supported formats for what the generator does and does not produce.
Other return codes
R01, R02, R03, R04, R06, R07, R09, R10, R11, R16, R17, R20, R23, R29. The full list includes every code from R01 to R33.