Keep routing and account numbers as text

Excel and Google Sheets often strip leading zeros from routing and account numbers when a column is formatted as a number. Format those columns as text before you paste or import the file.

Recipient nameRouting numberAccount numberAccount typeAmountRecipient IDAddendaRemittance details
FICTIONAL VENDOR990000000000EXAMPLE001checking123.45VENDOR001INVOICE 1001INVOICE 1001 AND CREDIT MEMO 20
ColumnRequiredDescriptionExample
Recipient nameYesPayee or employee name as it should appear on the bank statement.FICTIONAL VENDOR
Routing numberYesNine-digit ABA routing number including check digit. Store as text so leading zeros are preserved.990000000
Account numberYesRecipient bank account number, up to 17 characters. Store as text so leading zeros are preserved.000EXAMPLE001
Account typeYesUse checking or savings.checking
AmountYesPayment amount in dollars. Use 0 for prenote files.123.45
Recipient IDNoOptional employee or vendor ID carried in the entry detail record.VENDOR001
AddendaNoOptional 80-character payment reference written to an addenda record.INVOICE 1001
Remittance detailsNoOptional invoice or credit memo text used only for the downloadable remittance CSV report.INVOICE 1001 AND CREDIT MEMO 20

After download

Replace the sample row with your own payment data, keep numeric bank fields formatted as text, and upload the file in the generator. The importer suggests column mapping automatically.