R07: Authorization Revoked by Customer
The consumer withdrew the authorization they had previously given.
| Code | R07 |
|---|---|
| Official reason | Authorization Revoked by Customer |
| Applies to | Debit entries |
| Return deadline | 60 calendar days |
What R07 means
The receiver had authorized recurring debits and has since revoked that authorization directly with the originator. The bank is returning the entry on the consumer's instruction.
What to do next
Debit-side only — a credit file cannot come back this way. Stop debiting that receiver and remove them from the recurring schedule.
Can this happen on a file from this generator?
No. This generator writes ACH credits only — money leaving your account — and R07describes a debit being pulled from someone else's account. If you received R07, it came from a debit originated elsewhere. See supported formats for what the generator does and does not produce.
Other return codes
R01, R02, R03, R04, R06, R08, R09, R10, R11, R16, R17, R20, R23, R29. The full list includes every code from R01 to R33.